International E-publication: Publish Projects, Dissertation, Theses, Books, Souvenir, Conference Proceeding with ISBN.  International E-Bulletin: Information/News regarding: Academics and Research

Analyzing Soundness in Indian Banking: A CAMEL Approach

Author Affiliations

  • 1BITS, Pilani-K.K. Birla Goa Campus, Goa, INDIA

Res. J. Management Sci., Volume 1, Issue (3), Pages 9-14, October,6 (2012)

Abstract

The objective of this paper is to analyze the performance of 12 public and private sector banks over a period of eleven years (2000-2011) in the Indian banking sector. For this purpose, CAMEL approach has been used and it is established that private sector banks are at the top of the list, with their performances in terms of soundness being the best. Public sector banks like Union Bank and SBI have taken a backseat and display low economic soundness in comparison.

References

  1. Prasad K.V.N.G. Ravinder and D. Maheshwari Reddy, A CAMEL Model Analysis of Public and Private Sector Banks in India, Journal of Banking Financial Services and Insurance Research, 1(5) (2011)
  2. Chowdhury Subroto, An Inquiry Into The Financial Soundness of Commercial Banks in India Using the ‘CAMEL’ Approach, Journal of Banking Financial Services and Insurance Research, 1(7) (2011)
  3. Manoj P.K., Financial Soundness of Old Private Sector Banks (OPBs) in India and Benchmarking the Kerala Based OPBs: A ‘CAMEL’ Approach, American Journal of Scientific Research, 11 (2010)
  4. Maheshwara Reddy D. and Prasad K.V.N., Evaluating Performance of Regional Rural Banks: an Application of CAMEL Model, International Refereed Research Journal,2(4) (2011)
  5. Gupta P.K. and Jain Ashima, Factor Modelling For Indian Private Sector Banks’ Problem Loans, International Conference On Applied Economics Publishing (2010)
  6. Singh Prakash, Global Competitiveness of Indian Banks, A study of select banking indicators, issues of concern and opportunities, IIM, Lucknow Publications (2007)
  7. Shimizu Satoshi, The State of the Indian Banking Sector and its Role in India’s High Growth, Pacific Business and Industries, 10(36) (2010)
  8. Ghosh Debarshi and Ghosh Sukanya, Management of Non Performing Assets in Public Sector Banks: Evidence from India, International Conference on Management (ICM) Proceedings(2011)
  9. Raghavan R.S., Risk Management in Banks, Chartered Accountant, February (2003)
  10. Sharma Gaurav, Indian Banking Sector, Capital Adequacy under Basel II, ASSOCHAM Financial Pulse Study, June (2009)
  11. Sen Gupta Abhijit, The Current State of Financial and Regulatory Frameworks in Asian Economies: The Case of India, ADBI Working Paper Series 303 (2011)
  12. Gupta Omprakash K., Doshit Yogesh and Chinubhai Aneesh, Dynamics of Productive Efficiency of Indian Banks, International Journal of Operations Research, 5(2) (2008)
  13. Das Abhiman, Ashok Nag and Subhash C. Ray: Liberalisation, Ownership and Efficiency in Indian Banking, A Nonparametric Analysis, Economic and Political Weekly, 19 (2005)
  14. Shahchera Mahshid and Nasim Jouzdani, The Impact of Regulation on Soundness Banking, International Conference on Business and Economics Research Publications 1 (2011)
  15. Ghosh Saibal, How did state-owned banks respond to privatization? Evidence from the Indian experiment, Munich Personal RePEc Archive, 24716 (2010)
  16. Shirai Sayuri, Assessment of India’s Banking Sector Reforms from the Perspective of Governance of the Banking System, ESCAP-ADB Joint Workshop, November (2001)
  17. Goyal Krishn A., Risk Management in Indian Banks: Some Emerging Issues, International Journal of Economics and Research, December(2010)
  18. Das Santosh Kumar: Financial Liberalization and Banking Sector Efficiency, The Indian Experience, 12th Money and Finance Conference, March (2010)
  19. Chaudhry Sahila and Sultan Singh: Impact of Reforms on the Asset Quality in Indian Banking, International Journal of Multidisciplinary (2012)
  20. Ghosh Saibal, Credit Growth, Bank Soundness and Financial Fragility, Evidence from Indian Banking Sector, Munich Personal RePEc Archive, MPRA Paper No. 24715 (2010)
  21. Vaithilingm Santha, Mahendhiran Nair and Muthi Samudram, Key Drivers for the Soundness of the Indian Banking Sector, Lessons for Developing Countries, Journal of Global Business and Technology, 2(1) (2006)
  22. Hilbers Paul, Russell Krueger, and Marina Moretti New Tools for Assessing Financial System Soundness, Finance and Development, A Quarterly Journal of IMF, 37(3) (2000)
  23. Reserve Bank of India (http://dbie.rbi.org.in/DBIE/dbie.rbi? site=home) (2012)
  24. Indian Banks' Association (http://www.iba.org.in/) (2012)
  25. Moneycontrol.com: India's No.1 Financial Portal (http: //www. moneycontrol.com/stocksmarketsindia/) (2012)